Interest rates explained: How the Fed's rate lever works
The FOMC raised the federal funds target range by 25 basis points to 3.75 to 4.00 percent on September 16, 2026. How that lever reaches household loans.
Owen Blackwood · October 23, 2026
Economic data as it is published: inflation prints, payroll and unemployment figures, purchasing managers indexes, industrial production, trade balances and central bank decisions. Items give the consensus expectation, the actual figure and the revision history, then note which sectors the surprise reaches first. For anyone reading releases on the day.
The FOMC raised the federal funds target range by 25 basis points to 3.75 to 4.00 percent on September 16, 2026. How that lever reaches household loans.
Owen Blackwood · October 23, 2026
Inflation is not one price going up. It is almost every price going up at once, and it quietly shrinks what your paycheck buys.
Owen Blackwood · October 22, 2026
The squeeze is simple arithmetic: pay rises at one speed, rent and groceries rise at another.
Priya Vaithilingam · October 8, 2026
The word gets thrown around constantly. The official call comes from a private research group, months late.
Priya Vaithilingam · September 20, 2026
A rule that let low-value imports skip duties for a century is gone, and postal carriers are still adjusting to the paperwork.
Priya Vaithilingam · August 15, 2026